Dental
Our dental plans help you maintain a healthy smile through regular preventive dental care. With the Dental PPO, you can use out-of-network providers, but you’ll save money if you use a provider in the Cigna or Delta Dental PPO network. The DHMO covers services from DHMO providers only.
Looking for your rates?
Dental ID Cards
You have easy access to an electronic version of your dental ID card! Simply visit your plan’s website or download the app, or contact HR Services Support for a generic card at 888-659-3616, EnsignHR@ensignservices.net.
PPO Plan
The PPO dental plan offers you the freedom and flexibility to choose any licensed dentist. You receive the greatest savings when you visit a Preferred Dentist. If you visit a non-preferred provider, you will pay a percentage of the Reasonable and Customary (R&C) fee based on the dentist’s rates.
DHMO Plan
The DHMO works like a medical HMO plan in that you must receive your care from your primary DHMO provider. This plan offers a full range of dental services, and you pay a copay based on the type of service you receive. Please see the benefit schedule for a list of copays.
Plan Comparison
| Plan Features | Dental PPO Plan (Cigna Dental in all other states; Delta Dental in ID/OR/WA) | Dental DHMO Plan | ||
|---|---|---|---|---|
| Cigna DPPO Advantage / Delta Dental PPO | Cigna DPPO / Delta Dental Premier | Out-of-Network | Cigna DHMO Dentist Only | |
Calendar Year Deductible Individual/Family | $50 / $150 | None | ||
Calendar Year Maximum Plan Will Pay | $1,500/person | Unlimited | ||
Lifetime Orthodontia Maximum Plan Will Pay | $1,500/person | Not covered | ||
| Services | You pay: | You pay: | ||
Diagnostic & Preventive | $0 | 20%¹Note 1:Percentage applies to negotiated rate. | 20%²Note 2:Percentage applies to usual, customary, and reasonable charges. | $5 |
Basic & Restorative | 10% after deductible | 20% after deductible | 20% after deductible | Fixed copay |
Major Services | 40% after deductible | 50%¹Note 1:Percentage applies to negotiated rate. after deductible | 50%²Note 2:Percentage applies to usual, customary, and reasonable charges. after deductible | Fixed copay |
Orthodontia | 50% after deductible | Fixed copay | ||
Temporomandibular Joint (TMJ) | 40% after deductible | 50% after deductible | 50% after deductible | Fixed copay |
¹Percentage applies to negotiated rate.
²Percentage applies to usual, customary, and reasonable charges.
