If you have a life change, such as getting married or having a baby, you should make sure your benefit coverage continues to match your needs. If the event occurs during the year, special rules apply to changing coverage.

Qualified Event/Family Status Changes

You can change your benefit elections outside of Open Enrollment only if you have a Qualified Event or Family Status Change, which include:

  • Have a baby/adopt a child
  • Change in marital status
  • Gain/loss of other group coverage, including Medicare/Medicaid
  • One of your dependent