Disability insurance protects your earnings if you become disabled and cannot work.

Short Term Disability Insurance

Unum individual short term disability insurance replaces a portion of your income if you are unable to work due to a covered injury or sickness. Coverage begins the first day of the month following 1 month after the date you complete your enrollment. For example, if you enroll in short-term disability on May 15, your coverage effective date is July 1. You may enroll or drop coverage at any time.

Plan Advantages<