Ensign 2017 Benefits Guide

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Unum’s group hospital indemnity insurance can complement
your health insurance to help you pay for the costs
associated with a hospital stay. It can also provide funds
for the out-of-pocket expenses your medical plan may not
cover, such as coinsurance, copays and deductibles. You
may also purchase coverage for your spouse and dependent
children. Employees must have comprehensive medical coverage before
purchasing hospital indemnity insurance. You may apply for enrollment or drop
coverage at any time. Coverage begins on the first of the month in which you
have your first payroll deduction for premiums.
Voluntary Hospital Indemnity Insurance
Plan Advantages:
• You can purchase coverage
of $1,500 per hospital
admission.
• Premiums are deducted
from your paycheck.
Important information:
• This information is not intended to be a complete description of the insurance coverage available. The policy or its provisions may vary or be
unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. For complete details of coverage and
availability, please refer to Policy form -I et al. or GHI-1, or contact your Unum representative.
• Unum complies with state civil union and domestic partner laws when applicable.
• Underwritten by: Unum Life Insurance Company of America, Portland, Maine
THIS IS A LIMITED POLICY ©2013 Unum Group. All rights reserved. Unum is a registered trademark and marketing brand of Unum Group and its insuring
subsidiaries.
CE-9637 (9-13)
Legal Plan
The MetLaw legal plan, offered through Hyatt Legal Plans, offers you and your family coverage for a wide
range of personal legal matters from professional attorneys. Hyatt Legal provides access to a national network
of more than 13,000 attorneys. If you prefer, you may use your own attorney and be reimbursed according to
a set fee schedule.
The attorney fees for covered services are fully paid when you use a network attorney. There are no limits on
the number of times you may use the plan, and there are no dollar limits on your use of a plan attorney for
covered services. Services provided to you, your spouse and children to age 26 include:
• Wills and estate planning
• Sale or purchase of a home
• Personal bankruptcy
(employee and spouse)
• Identity theft
• Traffic ticket defense
• Juvenile court defense
• Document preparation
• Document review
To enroll:
Online through the Workday website (access through
or
You may also call the Ensign Benefits Center at 877-352- 8104.
To find out more or use services:
Call Hyatt Legal Plans toll-free at 800-821-6400 or visit
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