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Introduction 		1
Benefits At-a-Glance 		2
Eligibility 		4
Cost of Coverage 		5
Tools and Resources 		6
Enrolling for Coverage 		11
Life Changes 		14
Health Care Reform 		15
Medical 		17
Wellness Program 		25
Dental 		26
Vision 		27
Flexible Spending Accounts 		30
Transportation Benefit Program 		32
Life and Accident Insurance 		32
Long Term Disability 		33
Voluntary Benefits 		34
401(k) Savings Plan 		41
Employee Assistance Program (EAP) 		43
Tuition Reimbursement 		44
TicketsatWork 		44
Purchasing Power 		45
Child Care Benefit Program 		45
Amerinet Discount Program 		46
Important Benefit Contacts 		48
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