Ensign 2017 Benefits Guide

31 / 48

31
Health Care Expenses
Eligible health care expenses include:
• Medical,* dental and vision care not covered by insurance
• Health care plan copayments, deductibles and coinsurance
• Nursing home and in-home medical care
• Over-the-counter drugs if prescribed by a doctor
• Psychologist/psychiatrist care
• Transportation to and from medical care
• Treatment for severe learning disabilities
* You are generally limited to reimbursement for eligible dental, vision and preventive care expenses if you or
your spouse contributes to a Health Savings Account (HSA). Contact Discovery Benefits for more information.
Dependent Care Expenses
Eligible dependent care expenses include:
• Nursery schools, day camps and licensed day care centers (all day tuition costs
for kindergarten and higher grades for children age 5 and older are not eligible
expenses)
• Day care in your home, except if the provider is the child’s parent, your dependent
or your child under age 19
• Household services related to the care of an eligible dependent
The dependent must be under age 13 or otherwise meet the IRS guidelines at
You will be required to report the name, address and tax identification number of
the care provider on your federal tax return.
Plan to Save Money
For a complete list of eligible
expenses go online to:
•
(publications 502 and 503)
•
Plan to contribute only what you
expect to use for the year, as unused
contributions are forfeited.
Discovery Benefits is the
FSA Plan Administrator
Discovery Benefits tracks your FSA contributions
and reimbursements.
Go to their website o:
• See your current balance
• Review the status of claims
• See a list of eligible health care and dependent
care expenses
Call them with questions 866-451-3399, weekdays
5 am – 5 pm Pacific Time.
Flexible Spending Accounts continued