Ensign offers a choice of medical plans designed to help you and your family maintain good health and offer protection from the financial burden of a serious illness or injury. Deciding which plans is best for you depends on your specific health care needs, provider preferences, budget and lifestyle. You can select from the options shown below.

When you enroll in the PPO 1500, PPO 5000, EPO 2000 or Kaiser CA HMO 2000, you can open a Health Savings Account (HSA) with HealthEquity which is funded by you with tax-free dollars. You can use the money in an HSA to help pay eligible health care expenses, including deductibles, copays and coinsurance. Click here for more information about the Health Savings Account.

With this option, you can see both in-network and out-of-network doctors without a referral, but keep in mind staying in-network for care will almost alwasy be cheaper. To help with your share of costs, this plan comes with a Health Savings Account (HSA) that you can contribute to.

View an overview of the PPO 1500 with HSA.

With this option, you can see both in-network and out-of-network doctors without a referral, but keep in mind staying in-network for care will almost alwasy be cheaper. To help with your share of costs, this plan comes with a Health Savings Account (HSA) that you can contribute to.

View an overview of the PPO 5000 with HSA.

Unlike the PPO 5000, this is a copay plan. This means that you’ll usually pay a fixed amount when you see in-network providers, and the plan will pay for the rest. You can see both in-network and out-of-network doctors without a referral, but keep in mind staying in-network for care will almost always be cheaper.

View an overview of the Copay 5000.

This plan exclusively covers you for in-network doctors and facilities. Except in the case of an emergency, you’ll pay the full price for any out-of-network care. To help with your share of costs, this plan comes with a Health Savings Account (HSA) that you can contribute to.

View an overview of the EPO 2000 with HSA.

You can select this plan if you live in California in a Kaiser Permanente service area. This plan exclusively covers you when you use Kaiser Permanente doctors and facilities. Except in the case of an emergency, you’ll pay the full price for care you receive from a non-Kaiser doctor or facility. To help with your share of costs, this plan comes with a Health Savings Account (HSA) that you can contribute to..

View an overview of the Kaiser CA HMO 2000 with HSA.